Finding the right winter coat is essential not just for style, but for warmth and function as well. Braving the winter elements including snow, wind, rain and ice can be chilling for anyone. You don’t have to be chilly though  if you have the right winter coat. A winter coat is an investment that you will be wearing often through the rain and snow. Winter coats come in a wide variety of colors, styles and materials.It is important to buy a winter coat that allows you to wear layers underneath it. No matter how warm the winter coat is you will want to wear thick shirts underneath it to help keep your body heat in. You will also want to look for a winter coat that is quilted and possibly has a removable lining. Coats that are quilted and down-filled will provide you with superior warmth. Also look for a water-resistant outer coating that also works as a windbreaker. Remember that these are tips for your main staple winter coat that you will be wearing most often. It is now common to have three or four winter coats, some being more playful and fashion-forward. Other winter coats can be more formal with a tailored body and are made of fur or synthetics. A new quality winter coat generally costs $100 or more.  Great places to look for your main winter coat include Columbia and Sears.